美国医疗保险公司
How many health insurance companies in the United States? The leading health insurers in terms of market share of direct premiums in the US in 2019 are:
1. United Health Care 联合健康保险
UnitedHealthCare insurance is the largest American health insurance company in terms of total coverage or direct premiums. The insurer provides products ranging from personal health insurance to comprehensive employer benefit plans for some of the largest companies. In addition, its insurance policies can be purchased in all 50 states. UnitedHealthcare is headquartered in Minetonka, Minnesota. In addition to having the largest number of members, UnitedHealthcare has a care network of more than 1.3 million doctors and health care professionals and more than 6000 hospitals. This means that if you have a UnitedHealthcare, you will have many options to receive care.
2. Anthem 安森
Anthem Insurance is the second largest provider of health insurance in the United States by total membership and direct premiums, covering more than 40 million people. The company's business and corporate health divisions provide web-based care for businesses, individuals, Medicaid and Medicare markets, large and small. Anthem is the holder of Blue Cross Blue Shield (BlueCrossBlueShield) health insurance. This means that, typically, when you search for Anthem insurance in your state health insurance market exchange, you will find that its product is titled BCBS, followed by the name of your state, but the insurance company you will buy from it will be Anthem. The company currently operates in California, Colorado, Connecticut, Georgia, Indiana, Kentucky, Maine, Missouri, Nevada, New Hampshire, New York, Ohio, Virginia and Wisconsin.
3. Humana 哈门那
Humana is the third largest American health insurance company by direct premium and the fifth largest by membership. Founded in 1961, the provider initially sold long-term care insurance and then expanded to sell health insurance policies. In 2017, however, the company announced that it would no longer provide individual health insurance in the 11 states where it had previously offered plans. If you still have an Humana policy, it will continue to fulfill its obligation to provide underwriting benefits for your plan.
4. Centene Corp 康西哥公司
Centene Corp is a large listed company and a multi-line managed health care company that is the main intermediary for government-funded and privately insured health care plans. It is a health insurance company that focuses on providing managed health care for uninsured, underinsured and low-income individuals. Centene is the second largest listed company in Missouri, with companies such as Fidelis Care Fidelis Insurance and WellCare Vega Health Insurance. It ranks 42nd in the 2020 Fortune 500 U. S. companies in terms of total revenue.
5. Aetna 安泰
Aetna was acquired by CVS Health Corp in 2018. CVS now runs the company and is able to seamlessly integrate its provider network with Aetna's membership base. Founded in 1853, Aetna is the third largest medical insurance and service provider in the world. However, most of its members come from providing health insurance for employers and their employees in the private market. Since 2015, Aetna has withdrawn from all Affordable Care Act markets because of lost revenue.
6. Kaiser Permanente 凯撒永久医疗
Founded in 1945, Kaiser Permanente Healthcare is the largest group of doctors in the United States and the first hospital in the world to have a satellite. Its mission is to provide high-quality and affordable health care services to improve the health of its members and the communities we serve. Kaiser's permanent medical facility, Kaiser Permanente, has 39 hospitals and nearly 700 clinics. It has more than 20, 000 doctors, 210000 hospital staff and more than 12.2 million members worldwide. It is the largest HMO (Health Maintenance Organization/ Health maintenance Organization) in the world.
As of 2017, Kaiser Permanente operates in eight states (Hawaii, Washington, Oregon, California, Colorado, Maryland, Virginia, Georgia) and the District of Columbia, making it the largest managed health care facility in the United States.
Other well-known American health insurance companies
1. Cigna 信诺
Cigna is the fourth largest health insurance company in the United States. Headquartered in Bloomfield, Connecticut, Cigna provides health insurance and health services to companies around the world. In addition to the management of the company's health insurance policies and these plans, Cigna also provides dental, behavioral health, vision, supplementary health and Medicare / Medicaid retirement benefits.
Cigna currently offers individual health insurance in 11 states: Arizona, California, Colorado, Florida, Georgia, Maryland, Missouri, North Carolina, South Carolina, Tennessee and Texas.
2. Emblem 安保健康保险
EmblemHealth is one of the largest non-profit medical programs in the United States. It is headquartered at 55 Walter Street in lower Manhattan, New York City. It is a company with a market capitalization of $10 billion and 3.1 million members.
EmblemHealth was founded in 2006 by the merger of Group Health Company (GHI) and Greater New York Health Insurance Plan (HIP). GHI and HIP have operated in the New York area as independent companies since 1937 and 1947, respectively.
3. Oscar Health 奥斯卡健康保险
OSCAR Oscar Health Insurance is an American health insurance company that provides personal and family plans, health insurance benefits and small group products. Founded in 2012 by Joshua Kushner and Mario Schlosser, it is headquartered in New York City. Through telemedicine, a healthcare-focused technical interface and a transparent claims pricing system, the company uses technology, design and data to humanize healthcare. The company provides health insurance for individuals, couples and families living in New York, New Jersey, California and parts of Texas who do not receive health insurance from their employers.
4. Healthfirst 第一保健
Healthfirst is the largest non-profit health insurance company in New York, including Auxiliary Medical programs, Medicare Medicare Advantage plans, long-term care plans, qualified health insurance plans, and individual and small group plans. Provide services to members of New York City and long Island as well as Westchester County, Sullivan County, Orange County and Rockland County. There are currently 1.6 million members. 40, 000 + medical service providers, 80 + cooperative hospitals, 23 community offices, 4500 employees.
安达财富代理各大医疗保险公司，更多资讯请点击下图。
Aimdar represents the major medical insurance companies. For more information, please click on the figure below.
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